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Who truly pays in your bank card rewards?

Here’s why you’re paying for bank card rewards – even for those who use money.

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Shoppers love bank card rewards. Banks promise gives of money again, bonus miles, and money bonuses to get you to enroll and spend. In 2019, 92% of all bank card spending was made on a rewards card.

Some individuals, like Brian Kelly, a.okay.a “The Points Guy,” have even made a profession our of maximizing these rewards. But who finally ends up truly paying for all these rewards? (Hint: it’s most likely you.)

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